How to select the right travel insurance plan for you
Travel insurance for a UAE resident would be one of the most essential things you need when travelling. Almost as important as your passport, essentials and money.
Why, you would ask? Traveling is a costly affair, and you will be taking with you a lot of valuables – your phone, money and camera. It’s a foreign land, and the weather might take a toll on your health. You could lose the very thing that got you there – your passport. An emergency could risk your trip being cancelled or shortened. This is what your travel insurance would cover. Travel insurance makes sure you and your valuables are protected, and it comes at a reasonable price.
Great, then let’s dive into how you can determine the best travel insurance for you.
Depending on the number of trips you take per year, you could choose a single trip cover or multi trip policy. Single trip covers suit you well when you take an annual family vacation or relaxing holiday. Frequent travelers can benefit from multi trip covers. It will not only save you the hassle of applying for a cover each time you set out, it will also help you save money.
b. Activities coverage
Ensure your travel policy covers the adventurous sports you are looking to indulge in on your trip. If mishaps happen when you are doing the activity, your policy will cover the medical expenses for you.
It could mean a medical situation while you are abroad. It could also mean that unfortunate circumstances have occurred and call for you to cut your trip short. Events have taken place in the home country and you can’t take the trip altogether. You have a connecting flight, and you’ve missed it because of a flight delay. Confirm which of these are covered under your travel insurance.
d. Lost and found
Your travel insurance should cover the cost of lost baggage at the airport, stolen valuables and help you getting home if you’ve lost your passport.
e. Type of policy
Travel insurance comes in a variety of policies with different add-ons. It’s important you understand your needs and choose a travel insurance policy that meets your requirements and traveling plan. Consulting travel insurance brokers will help you filter the plans and options and make choosing a travel insurance plan easier.
The peace of mind that comes with getting travel insurance UAE is much more than the cost you pay for it.